General liability insurance for contractors protects against claims related to property damage, bodily injuries, and other risks associated with construction work. If a client or third party is injured or experiences property damage due to a contractor's work, general liability covers medical expenses, repair costs, and legal fees. This insurance also protects against claims of advertising injury or personal injury, such as slander. Contractors typically need this coverage to work with clients, as many require proof of liability insurance. It’s a crucial safety net that helps contractors handle legal expenses and manage risks to their reputation and finances.