If you use Cash App regularly, you have probably enjoyed how easy it makes sending and receiving money. But beyond just digital transfers, many people now rely on their Cash App Card — the sleek debit card that lets you spend your balance anywhere Visa is accepted or even pull-out cash from ATMs.
However, like any financial service, Cash App places some boundaries on how much money you can withdraw in a day or week. These Cash App ATM limits are not random — they are designed to protect your money, prevent fraud, and ensure smooth financial operations for all users. Still, it can be a little frustrating when you hit that limit just when you need extra cash. If that has happened to you, do not worry — you are not alone.
What Is the Cash App ATM Withdrawal Limit?
When it comes to withdrawing cash, Cash App sets clear restrictions on how much you can take out using your Cash App Card. As of now, the Cash App ATM withdrawal limit is:
- $310 per transaction
- $1,000 in a 24-hour period
- $1,000 every seven days
That means even if you try to withdraw $500 in one go, the transaction will be declined because it exceeds the per-transaction limit. Once you have reached your daily or weekly cap, you will need to wait for the limit to reset before taking out more cash.
What is the Cash App Daily ATM Limits?
Your Cash App daily ATM limit controls how much cash you can withdraw in a single day. Cash App currently allows up to $1,000 every 24 hours.
This daily limit on Cash App does not reset at midnight but rather 24 hours after your last withdrawal. So, for instance, if you take out $1,000 at 2 PM today, you will have to wait until 2 PM tomorrow to withdraw again.
What are the Weekly and Monthly ATM Withdrawal Limits on Cash App?
Along with the daily limit, Cash App also has a weekly withdrawal cap of $1,000. This means across seven consecutive days, you can withdraw a total of $1,000 — whether it is one big withdrawal or several smaller ones.
Technically, Cash App does not have a separate “monthly” ATM limit since it renews every week. But if you max out every week, you are looking at roughly $4,000 per month in ATM withdrawals.
How Verification Affects Your Cash App ATM Limit?
Here is something many users do not realize: your Cash App ATM limit depends heavily on whether your account is verified. If you are using an unverified account, Cash App restricts how much money you can send, receive, and withdraw. But once you verify your identity — by providing your full name, date of birth, and the last four digits of your SSN — Cash App recognizes you as a verified user and grants you access to higher transaction limits.
Verification also unlocks other benefits, like increased sending and receiving limits and access to features like Bitcoin purchases or investments. So, if you have not verified your account yet, it is one of the easiest ways to improve your overall Cash App experience.
Where You Can Withdraw Cash Using Your Cash App Card?
You can use your Cash App Card at almost any ATM that accepts Visa. That includes most bank ATMs and many independent machines across the U.S. It is a good idea to double-check for the Visa logo before inserting your card to avoid declined transactions. While you can withdraw cash from virtually any ATM, some machines may charge extra fees — which brings us to the next point.
What are the fees to Know Before Using ATMs with Cash App?
Cash App charges a $2.50 fee per ATM withdrawal, and the ATM operator might add an extra fee of their own.
However, there is a way to get around that. If you receive $300 or more in direct deposits each month to your Cash App account, Cash App will reimburse your ATM fees up to three times every 31 days. That means if your pay check is set up for direct deposit, you could effectively withdraw cash for free — a nice perk that many users overlook.
When Does the Cash App ATM Limit Reset?
One of the most common questions users ask is, “When does my Cash App ATM limit reset?”
Your Cash App daily limit resets every 24 hours from the time you reach it — not at midnight. Similarly, your weekly limit resets seven days after you hit your cap. So, if you max out your weekly withdrawal on a Friday at 6 PM, it will reset the next Friday at 6 PM.
You can easily track your transactions and limits in the app under your Cash Card section. Keeping tabs on your withdrawal times helps you plan your ATM usage better.
What are the common Problems Users Face with ATM Withdrawals on Cash App?
Sometimes, even when you are under the limit, your ATM withdrawal might fail — and that can be frustrating. Common reasons include insufficient funds, poor ATM connectivity, or even temporary Cash App server issues.
Other times, the problem could be with the ATM itself — for example, if it runs out of cash or does not support Visa cards. Always make sure your Cash App balance covers the amount you are trying to withdraw, including any fees.
How to Increase Your Cash App ATM Limit?
So, how to increase Cash App ATM limit? The most effective step is verifying your account. This confirms your identity with Cash App, showing them, you are a legitimate user — and in return, you will enjoy higher transaction limits across the board.
You can also boost your account reliability by setting up direct deposits or maintaining regular activity. While Cash App does not share exact numbers for increased limits, verified users typically experience fewer restrictions and faster processing times.
FAQ
What is the daily Cash App ATM limit?
You can withdraw up to $1,000 in 24 hours and $310 per transaction using your Cash App Card.
What is the weekly Cash App ATM limit?
The weekly withdrawal limit on Cash App is $1,000, which resets seven days after you reach it.
How can I increase my Cash App ATM limit?
Verify your account and set up direct deposits — both can help unlock higher transaction limits.
Does Cash App charge ATM fees?
Yes, Cash App charges $2.50 per withdrawal, plus any fees the ATM operator applies. You can get up to three reimbursements monthly if you have direct deposits.
When does my Cash App ATM limit reset?
Your limit resets 24 hours after your last maximum withdrawal and seven days after hitting the weekly cap.
Can I use my Cash App Card to withdraw cash internationally?
No, Cash App Cards only work at ATMs within the U.S.
