Navigating student life in 2025's rapid environment is challenging. Balancing studies, tuition fees, and living costs without a steady job is tough. Many students may require quick and flexible funding options. This is where a student loan app can make all the difference.

Thanks to the development of advanced fintech services, getting an easy, short-term loan with limited income is not only possible but also seamless. While the market is filled with loan app for students, providing simple application processes, low interest rates, and little to no credit history requirements, it’s essential to explore the different apps at your disposal and choose the best option for yourself.

In this article, we shall explore some of the best apps for instant loans in India that are suitable for students.

Top 10 Loan Apps for Students in India

Here is a list of the best loan app in India that help students with their financial requirements. 

1. KreditBee: This app offers rapid loans for students and young professionals. It ranks among the top choices for college students and new professionals. Loans require minimal paperwork. Advantages consist of rapid distribution and adaptable repayment choices. This service is for students over 18 with a bank account and a valid ID.
   
   
2. mPokket: This specialised app offers immediate cash loans directly to students' bank accounts or Paytm wallets. One of its key benefits is that it does not require a prior credit history. This app is helpful for college students with a valid college ID.
   
   
3. Stashfin: It is emerging as one of India's leading loan apps and caters to students and young professionals. It offers immediate personal loans with competitive rates. Its benefits include swift approval, versatile use of funds, and a user-friendly interface. This service is suitable for students, interns, and freelancers who are seeking funding up to 5 lakhs.
   
   
4. Slice: This app provides a flexible credit line that functions like a credit card. It is perfect for tech-savvy students who need spending flexibility. The benefits include the absence of annual fees and the opportunity to earn reward points. This option is suitable for final-year students and recent graduates.
   
   
5. PaySense: It is recognised for its convenient personal loans that require minimal documentation. It is ideal for students who hold part-time jobs or internships. The benefits include no charges for early repayment. This service is suitable for students with some credit history or proof of income.
   
   
6. MoneyTap: It offers on-demand personal credit through a credit line where interest is applied only to the amount used. The terms are flexible. The benefits include app-based approval and the ability to track usage. 
   
   
7. Bajaj Finserv: This app provides various financial products, including student-specific loans for educational expenses and gadgets like laptops or smartphones. The benefits include an EMI card and access to pre-approved deals. This service is suitable for students planning to make educational or lifestyle purchases.
   
   
8. ZestMoney: It is ideal for students who wish to make online purchases. It enables users to transform payments into EMIs. The benefits include the fact that no credit card is required. This service is suitable for students seeking interest-free EMIs for electronics or courses.
   
   
9. SmartCoin targets underserved individuals, including students with minimal or no credit history. Its benefits include a quick KYC process and opportunities for credit building.
   
   
10. Kissht: This app provides instant loans for tuition fees, devices, and more, requiring minimal paperwork. The benefits include not needing collateral and having partnerships with educational institutions. 

Also Read:How to Calculate Your EMI with an EMI Calculator

Conclusion

In 2025, finding a student loan app is straightforward; what’s crucial is selecting the one that suits your requirements. Whether financing exams, gadgets like laptops and phones, tuition, or travel, these top finance apps in India cater to your needs. 

Stashfin distinguishes itself with its transparent procedures, generous loan limits, and relevance for both students and young professionals. With a solid reputation and an intuitive personal loan app, it ensures that borrowing is easy, quick, and safe.