Lulu Balance Check – A Simple Guide for Lulu Exchange Salary Card Users in the UAE (2025) 

If you’re working in the UAE and your company pays you through the Lulu Exchange Salary Card, you already know how convenient it is. No need to open a bank account, no need to stand in long queues—you simply receive your salary on your card every month and can use it to withdraw cash, shop, or send money home. 

But one question always comes up: 

“How can I do a Lulu balance check quickly and easily?” 

Good news—checking your Lulu Salary Card balance is actually very simple. In this friendly guide, I’ll walk you through every method, step-by-step, so you always know how much money you have available. Whether you're an employee trying to keep track of your budget or just someone who wants to avoid unnecessary ATM fees, this guide will make your life easier. 

Let’s dive into everything you should know about the Lulu Exchange Salary Card and the easiest ways to perform a Lulu balance check in 2025. 

What Is the Lulu Exchange Salary Card? (Quick refresher) 

Before we get into balance-checking methods, let’s quickly understand what this card actually is. 

The Lulu Exchange Salary Card is a payroll solution designed for workers in the UAE, especially those who may not have a bank account. Employers load salaries directly onto this card every month under the Wage Protection System (WPS). 

With this card, you can: 

• Withdraw cash from ATMs 

• Shop at stores 

• Pay bills 

• Transfer money to your home country 

• Check your balance anytime 

It's basically a mini-bank account without the paperwork. And now let’s move to what you came here for: how to check your balance. 

How to Do a Lulu Balance Check (All Methods Explained) 

Here are all the ways you can check your Lulu Exchange Salary Card balance. Pick whichever is easiest for you. 

1. Lulu Balance CheckThrough the Official Balance Portal 

The most popular method—and probably the fastest—is using the online balance-checking page provided by Lulu Exchange. 

It only takes a few seconds. 

Steps: 

1. Visit the Lulu Exchange balance check webpage (the same method explained in salary card guides such as Dubai Unfolded’s 2025 update). 

1. Enter your 16-digit Lulu Salary Card number. 

1. Solve the captcha if required. 

1. Click Submit. 

Your available balance will appear instantly on the screen. 

This option is great because: 

• You don’t need to log in 

• It works on any device 

• It’s available 24/7 

If you’re someone who often does a Lulu balance check just to see if your salary has arrived, this is the easiest method. 

2. Lulu Balance CheckUsing the Mobile App 

Lulu Exchange also has a mobile app that makes things even more convenient. 

Why use the app? 

• You can track your spending 

• Review transaction history 

• Send money 

• Check your balance anytime 

How to check your balance on the app: 

1. Download the Lulu Exchange app from your app store. 

1. Create an account with your mobile number. 

1. Add your Salary Card if it’s not already linked. 

1. Your balance will show on the home screen. 

If you're someone who prefers everything in one place—transfers, bill payments, and balance checking—this is the method for you. 

3. Balance Check at Any Lulu Exchange Branch

Maybe you prefer talking to a real person. Or perhaps your internet connection isn’t working. No worries—you can also walk into any Lulu Exchange branch in the UAE and get your balance printed or shown to you. 

What to bring: 

• Your Lulu Salary Card 

• Emirates ID (sometimes required for verification) 

A staff member will help you check your balance instantly. 

This method is especially useful if: 

• You’re new to the card 

• You think there’s an issue with your salary 

• You want help with card replacement or transfers 

4. Lulu Balance Checkat ATMs 

Another simple option is checking your balance at any ATM that supports your salary card’s network. 

Steps: 

1. Insert your Lulu Salary Card 

1. Enter your PIN 

1. Select Balance Enquiry 

1. View your available balance on-screen 

Do keep in mind that some ATMs may charge a small fee for balance inquiry, so if you want to save money, the online method is better. 

Why You Should Regularly Do a Lulu Balance Check 

You might wonder—why bother checking your balance regularly? 

Here’s why it matters: 

1. To confirm your salary has arrived on time

Most workers do a Lulu balance check at the beginning of the month to confirm their salary transfer. 

2. To avoid declined transactions

Nobody enjoys the embarrassment of a card decline while shopping. 

3. To manage your monthly budget

Knowing how much you’ve spent helps control expenses. 

4. To spot errors or issues early

If your salary is missing or there’s an incorrect deduction, you can contact your employer or Lulu Exchange immediately. 

Common Issues During Lulu Balance Check (And How to Fix Them) 

Sometimes things don’t go as smoothly as we expect. Here are common problems and quick fixes: 

1. Card Number Not Accepted

Double-check that you're entering all 16 digits correctly. 

If the issue continues, your card might be damaged or inactive—visit a Lulu branch for support. 

2. Website Not Loading

This could be due to: 

• Slow internet 

• Temporary maintenance 

• Browser issues 

Try again after a few minutes or switch to a different device. 

3. Wrong PIN at ATM

If you enter the wrong PIN multiple times, your card may get blocked. 

Go to a Lulu Exchange branch to reset it. 

4. No Salary Showing

If your balance is still zero even after salary day: 

• Confirm with your employer 

• Check again after some time 

• Visit a branch for assistance 

Sometimes WPS transfers get delayed for technical reasons.